Home insurance won’t cover small pool

[Mike Boss]

Just purchased a property out of state with a small pool (it might be a jacuzzi). Home insurance will give dwelling coverage but won’t give liability coverage due to the pool. It is located in the backyard and is raised on the deck/patio area. There is a small fence around it but is under 4 feet. 

This property is a fix and flip and is vacant. Contractors will be working on the property. My team hasn’t decided whether we will get rid of it and make it a patio area. Or if we will leave it. 

As of right now the insurance company doesn’t want any liability. They won’t even cover me if someone slips and falls inside the house, which doesn’t make sense because what does that have to do with the jacuzzi. Any advice? How big is the risk?