Built out a small REI focused Instagram account as well (@ SB9LA)I have a stable, corporate, remote W2 job with a ton of bandwidth.

But with the vacation rental, your debt would be paid off, with a princely income for the rest of your life.

Any ideas for low income housing?

If the duplex is listed at $515k, you could probably qualify and use your VA loan for the unit you are living in, and they will be able to use the projected rental income of the second unit to cover that difference. keep in mid that loan limits vary by County. 

There are some years, that income and expenses will be less than your budget and other years where it is more.If you have more properties, and have the property for more years, you will reduce the risk of outliers to your budget.

Though we can do that, LLC is preferred by most of my clients.o Individual credit will be used for determining max leverage (80% LTC is highest available) and interest rate.o Personal income, taxes, and debt-to-income ratio will not be utilized.

You can take $22k in tax savings (plus any state income tax savings) and walk  away with $150k on which the bank will pay you a GUARANTEED $600/mo in interest.

Let's look at MSA median incomes, because reality is when "investing" in a MSA Real Estate, well, revenue and profitability will be DIRECTLY dictated by your customer bases ability to pay, right. 

Income is taxable regardless if you withdraw the money from your account or not.IMO, taking a cash advance on a credit card is a bad idea.You are likely paying a 3% to 5% fee for doing so along with likely having to pay 20%+ interest.

@Jay DeckerThe great thing is that you live within Washington State which does not have a state income tax.You may be required to file a non-resident return with Ohio and Iowa.