No offense, but you MANAGE foreclosure portfolios in BK, I specialize  distressed property ACQUISITIONS prior to the foreclosure and if we go back to the initial question asked by @Isaac Black , he was asking if he could approach someone who is currently in BK, and my answer still remains.

My plan is to hold for a year then refi for 80 -85 percents value and hope of getting my initial investment back after first year and purchase another property and so on.

My initial reaction, as I would advise any client is to start eviction.

To name few features, you can connect your bank & credit card account(s) to QBO to automatically download the transactions daily, set up rules for any recurring charges, setup recurring transactions (ie invoices to tenants), sent out reminder (individual or batch), accept online payments (cc & bank) which can be tenant or landlord initiated, track multiple income sources (ie. flip, rental, wholesale), track individual properties, charge tenants for reimbursable expenses, track 1099 contractors (and e-file tax forms), and create a budget.

I understand it’s difficult to house hack a cash flowing property, however, my intention here is to reduce my monthly living costs and get my first deal under my belt.Below, you can find my initial house hacking analysis for a property in the Boston area.

Also spent days dealing with the issue - testing and documenting the poor quality dirt from and taking samples around to discuss with other topsoil companies and nurseries (who all said it was fill dirt with wood shavings added).The business owner initially accepted my offer of a check for $1500 (out of $3500) if he provided a receipt saying paid in full.  

Also spent days dealing with the issue - testing and documenting the poor quality dirt from and taking samples around to discuss with other topsoil companies and nurseries (who all said it was fill dirt with wood shavings added).The business owner initially accepted my offer of a check for $1500 (out of $3500) if he provided a receipt saying paid in full.

I may adjust up or down depending on the initial repairs that it will take to get the property online and in production.  

I then call these folks to discuss the program and conduct an initial qualification. 

@Colin Savunen -  Well the reason because i am considering cash out refinance is from what i initially read is that I can get 85% of the value of my home just like a heloc. so for example my house is worth 170k i owe 50k so 85% is 144k , i pay off my old mortage and keep remaining $94k in my pocket.