Do you know what your credit score is?

Foreclosed property has very low price and I learned a lot about them and now cooperating with the seller for selling them, financing the flipping, finding investors and joint venture in setting up a food court spot.

Usually if the tenant doesn't pay utilities they can't get a new account in the same area and it goes on their credit report preventing them from getting service elsewhere. 

I also put my credit worthiness at risk here. 4.

We recently were introduced to a 100% Mortgage Package with a Credit Union.

In this case after communicating to her the damage a eviction would be to her credit, she agreed to pay me 80% of what was owed and move out by a specified time I gave her.

Essentially the seller agrees that $X will come out of their check at closing and go to cover your closing costs at closing (debit Seller, credit buyer).

Try a local bank oR credit union first.

Do you know what your credit score is?

I agree with Zach, most loans at $20K are typically put on a credit card or borrowed from family.