Extremely easy to enroll and use your coverage.

My question is what does that mean Wat is usually the coverage for insurance policies that are good.

Yes there is a impervious coverage restriction as well which is also 40% for the building and 45% if you include driveways, car ports, decks etc.

The class is comprehensive and about the best one I have seen...

The data is not comprehensive enough, whole areas of the country being missed. 

Hello,I have a row house in Petworth, DC that I will be purchasing for $405k, looking at ARV of $675k, and wanted to know how much I should be paying for Builder's Risk Insurance and if these are adequate coverage.The quote I have so far are,Special Form CoverageReplacement Cost - $550,000$1,000,000 Premises Liability$5,000 All Other Perils Deductible/$7,500 Theft Peril Deductible$396.00 Monthly CostOrBasic Form CoverageRenovation ProjectReplacement Cost - $550,000$1,000,000 Premises Liability$5,000 All Other Perils Deductible$269.50 Monthly CostThe Basic coverage would cover; Fire; Lightning; Explosion (includes Sonic Boom and Water Hammer); Windstorm and Hail; Smoke; Aircraft and Vehicles; Riot or Civil Commotion; Volcanic Action; Sprinkler Leakage; Sinkhole Collapse; Vandalism/ Malicious Mischief.And Special would cover on top of Basic coverage;Falling Objects; Weight of Snow, Ice or Sleet; Water Damage; Collapse (Additional Coverage); Theft; Risk of Direct Physical Loss (subject to policy exclusions).Please provide your insight into whether this is adequate price/coverage.

This is not a comprehensive list of foreclosures in a specific area, just those held, for the most part, by OCWEN. 

Just taking the annual rental, and annual mortgage into play the numbers look to sit as follows using the 50 percent rule (which assumes coverage of the expenses).$6,162/12 = $513.50($31,020)(.50)/12 = $1292.50Cash flow = 1292.50 - 513.50 = $779Using the 2% rule, it looks like you are on the high end of the 1.5 - 2.0 range, which is great sitting at 1.73%.I got this by monthly income divided by purchase price x 100.  ($150,000)/(2585)(100)= 1.73%I think you're in good shape.

What type of coverage and amounts should I request or look for when buying the insurance for rentals?

Get a quote from a broker who works with American Modern, talk with them about whether you need full replacement or market value coverage (pros/cons either way).What's w/ HOA on a property like this?