Except I am thinking instead of an S&P fund, buying some cash flowing properties so that I can better set myself up to retire from my W2 off passive income. 

I am afraid that I will blow my cover this way lol?

I am going to install quickset locks and they are all metered separately but looking for functional tips during the rehab process that might make our lives easier in the future and management tips.

I am guessing everyone on your list has had capital calls, but not 100% sure about that.   

I am just making a point.

Why I have private lenders loans Because I join groups and pay membership to be around people that are doing what I’m doing and more.Because I am not shy in telling people what I do and what I’m looking for.

My 401k is not the only funds I have, rather I want to utilize that money to invest while I am young.

@Patricia Andriolo-Bull I agree, under those circumstance I would have been lenient, but I'm in Colorado and we weren't affected by weather.

I am familiar with the area.   

I co-host a multifamily meet up group in KC in overland park at Strang Hall.