It took 30 plus days for them to let us know they were missing a form that se e mailed to him 15 days ago.This is a Georgia house, so I think a deficiency judgement could come ionto play, which would be a deal killer.

I filed a case for both companies but the judge said he could only put a judgement on one.

I do this because I like to get to know my tenants, and it's important to use your better judgement to see how they carry themselves.

@Jon Holdman taking BofA to small claims court takes time, but it is not hard.the trick is to properly serve them. when it is not a lot of money and you have a reasonable legal position, as i do, they settle. or they just ignore it and you get a default judgement.  

John Doe), the property address and the judgement amount.

For most debt, the Texas statute is 4 years, for deficiency judgements it is only 2 years. 

Even if the programmers were to get better at refining the formula, a computer can not see the interior condition of the property, nor can it be programmed to make a human judgement concerning physical condition, quality or appeal, which we all know are driving factors in the majority of markets.

The individual who ran the LLC has agreed in principle to quit-claim the deed back to us, which I understand can still be done despite the dissolution.Now there is a pending judicial sale for back HOA dues and interest, that the HOA got in judgement against the now-dissolved LLC for a rather astronomical amount.If the property can be deeded back to us, would we be bound be the terms and outcome of the HOA judgement/judicial sale?

Seems like it would be impossible to get something financed for an auction.Also, what is the final judgment amount and how does it affect the highest bidder, I've seen properties with assessed values of 150k and judgement amounts of 350k!

The only way to not pay a judgement is to go bankrupt.