I am at the fledgling stages of investing at this point - still doing a lot of reading/ podcasting/ posting but would love to hear some of your "war stories".

Currently in the education/analysis stage. 

Do you stage your houses?

We are nearing the finishing stage, I'd say around the 85% stage. 

The next logical spot is to own a million, simply equity in excess of 1m.  

I am relatively new to the Philly area as well (less than a year) and I am at the stage of getting a better understanding of the different neighborhoods and the overall real estate market here.  

The mold results from excess moisture (manifesting as condensation), so no, adding moisture will not solve the problem.

The company that produces the content also has an app for tracking expenses like some apps mentioned earlier.Anyway, I hope that you take the advice that has been given in this thread to help you start out on this new financial stage of your life.

I'm identfying the baby boomers (sellers) who are withdrawing from the workforce and new people (buyers) who are at the infant stage of their careers in higher education.

It appears that the big banks have shut down the excess capacity that they engaged to process the extreme volume of the foreclosures they once had.