For example, Apple setting up shop in Reno as a way to avoid CA taxes.

If you want help finding teachers or online skill building that actually matters PM me.Craigslist, Apple, etc all were once a guy with an idea so hang onto yours.

Also it is 276 pages vs the guidebook in Apartment House Riches is only 143 pages (not including some of the bonus materials so it's not a apples to apples comparison, mind you).  

There is also an app called the Driving For Dollars app on the apple app store.

Be sure and let the prospective tenants know that yard care is included so they can compare apples to apples when shopping etc

I did get by well enough with no computer for years but only because I have always had an iPhone which can do almost everything a laptop can, thought not always as well or as easily. now streaming services I agree are luxuries that aren’t always needed  whenever I have found myself nearing financial stress, the first things I let lapse are Netflix etc. even now that we have been more stable and doing well financially, the only things I still have subscriptions to are Apple Music and HBO max.

@Michael Glunk I’d get a keurig and a creative assortment or coffee pods, stock the fridge up with breakfast type things, OJ, Apple juice, 1/2&1/2, medium size 2% milk, small fruit basket with bananas, apples, oranges, and some muffins from grocery store in a plastic 4 pack container so they will last several days.

I got lucky as well but had some bad apples pushed to me that led to skipped due diligence.

Some of it was apple/cinnamon flavored. 

Yes there are unscrupulous people in each profession, but saying a whole profession is unethical because a few of their members are is ridiculous.An optimized overfunded permanent life insurance policy give less commission to the insurance agent as he or she is tweaking it to give the best return to the owner by lowering all the fee, including his/her commission.The long term IRR of an optimized whole life insurance is in the 3-5% range; The long term IRR of an optimized Index Universal Life insurance is typically in the 5-8% range.Yes it is not excellent compared to some 10-20% IRR you can get with real estate, but you have to remember that it is also tax free (so a few percent more to compare apple to apple).