low cashflow high appreciationNotes purchased in the secondary market at discount to remaining principal balance have the built in capital gain profit with potential for greater ROI thru early payoff or early PARTIAL paydown.  

It cost us a lot of time and money to get it back in shape. 

There are always potential buyers for a vacation home, or just for a furnished house.

I continue to work and earn to cover my costs and save some. 

Curious about potential STR restrictions.

Over time, the income will catch up to the cost.

While Ohio and Texas are good options, Tampa's balance of affordability, growth potential, and rental demand make it a fantastic choice.

There are other risks in different markets that will drive insurance costs. 

Subtracting money I put down in earnest and closing costs on one deal that I doubled closed (made $50k on it) brought in around $73k in profit.

Try looking into zillow/Redfin and see what your potential rents you can get near the neighborhood by filtering the bedrooms/bathrooms of the intentional property that you are planning to buy.