You’re more likely to get your money back faster and/or know if things are going south if you’re getting payments.

You are saving on mortgage interest by paying down the loan faster.

Your tenant base here is not heavily weighted by any one industry.

I do understand that right now I'm struggling under the weight of "I don't know what I don't know" mentality.

You'll learn much faster by speaking with actual investors, listening to their stories, and getting answers to your questions.Go to NETWORK at the top of your screen and you can search for other investors and investment groups in your area.

I know we can say no animals (and we do) in our leases but if they wanted to push their weight and show proof that they have an ESA certificate it appears as though there is not much to do even though he cannot be around them????

Google reviews can easily be faked and I'm not sure BBB rankings carry much weight for these type of lenders.That's a rather large difference in interest between One True Loan and your local lender, but there is a lot of value in having that local relationship - especially moving forward into the future with new possible deals.

and 2) Will you want your $8,000 back faster one day?

His ability to move on an opportunity, faster than all of the rest.

Sure, you can probably get ahead faster with the big bonus, but the second job position is less risky overall in the event of the bonus going away (or even eating your salary like in 08).Also, there has been some talk about rent bubbles in some cities lately, so in that case your higher cash flow would provide some protection for that.