As for private lenders, getting 0% down for 5 years is incredibly difficult. 

.- I let them know that in PA an eviction stays on their credit report for up to 7 years and that they will likely have a difficult time finding another place to live with an eviction on their credit report. 

I am also interested in any options for how difficult it is to lay laminate flooring over stairs with no flooring experience.

The following formula should help you as a wholesaler:70% of After Repair Value (ARV) - Repairs - Your Wholesale Fee = Your Offer PriceFinding people that are willing to sell their property at such a discount is the most difficult part, but if you can do it, the buyers will come from all over to buy it. 

You've got experience, a little tax free cash in your pocket (or on your balance sheet), maybe some good connections with subs, and then you are ready to roll again. 

You’d have to give more information about what prices you’re seeing and what your goals are.Everyone wants “financial freedom” but it’s usually difficult to achieve.

So you have to balance everything and see what works for you and then line up returns that investors will want to agree to.   

In markets where the home prices are $60,000, it is difficult to restore a home from nothing and flip any profit.

You’ll end up leaving the down payment on the LOC, then pay that remaining balance off with your profits.

You are obviously an investor and you have left a footprint substantiatin that all over the internet (At least on this board you have) so, it wouldn't be difficult for someone to allege misrepresentation of intent.