@John UnderwoodIn order to take a Coronavirus Related Distribution, you must show an impact by the pandemic. 

How has the corona virus changed underwriting overlays? 

I can at lease control my RE purchases and holdings, whereas the stock market is so fickle and ever wavering with every bad earnings report, Fed whisper, and now Corona virus.

I'm currently looking around Indianapolis area guys, I was about to go there this week to check some houses, but with the corona virus and people with short money to pay their rent, I'm postponing a little bit my plans....

If you are willing to take NJ transit in the future once we establish our new normals with the current pandemic (unless you are already taking public transportation to travel into the city), places like Bloomfield, Clifton, Lyndhurst, Newark, etc. are a couple of options.

, have coronavirus rates that are declining?

Basically, you can unlock funds from a current employer 401(k) plan.Your employer plan has to adopt the CARES act provisions that allow for Coronavirus Related Distributions (most will).You have to demonstrate per the CARES act provisions that you have been impacted by Coronavirus in some fashion so that you may distribute up to $100K from your cuirrent employer plan without an early distribution penalty.You then can roll that over to any qualified retirement plan such as a self-directed IRA before December 31 of this year and not have to pay any taxes whatsoever. 

Corona virus has meant that airbnb has dried up completely.

My sister owns 17 SFH that she bought in Denton TX more than a decade ago and refinanced to low interest rates during the pandemic.

We signed up with Vacasa the first week of February, just before the Pandemic hit, and it has been a colossal headache.