You would just need to come up with another 100k or so.If you like truly passive real estate and don't mind risk, you can go half on a hard rock hotel property in San Diego.

We only have a few hotels in the area. 

If you own a hotel you might also have to pay a resort fee.

Hotels have to have a decent Gym and my clients normally have stuff to do in the morning so I work out and usually hit it about 10 to 11 with them  this is once every 45 days. 

AirDNA is a real standard for this stuff, but don't forget you will compete against hotels too. 

But I guess hotels don't normally have an issue- well most of the time.

I'm a software developer and very good with a spreadsheet and all, but I'm wondering if I could secure an experienced lender who not only can lend, but also provide advice on a deal like this from having financed similar situations before.Pointers to financial calculators for such an endevour and hotel/motel renovation-style lenders & contacts appreciated.Thanks,Matthew

I have an opportunity to acquire a hotel/inn in San Francisco.

Multifamily "commercial" is going to be different than office, industrial, retail, hotel.  

They're literally redefining all STRs as "hotels" to get that 7-day minimum rule.