Even going as far as saying: that discussion was “premature.”

They claim this was due to medical issue, premature child birth, and an extensive hospital stay.

A lawyer at this stage is premature...a CPA is always a good idea...at the right time. 

Paid sub contractors to prematurely.

I am normally not big on paying off the mortgage prematurely because of the opportunity cost and ability to use the funds to generate alpha from other diversified options. 

Tanks are pumped regularly to maintain detention time in the tank and prevent premature failure of the field.

So I guess it's far surpassed its life expectancy; but of course, I don't want any premature expenses.

I can make deeds out to my wife on the properties I own personally and keep them in a shoe box to be used in case I die prematurely, so all my property will still pass to my spouse but she is not personally liable on the debt. 

Is it premature for me to talk with a tax professional and decide on a structure before I start looking to buy?

You can buy 600 filters for the same cost as one (premature) furnace replacement.We also use the inspection to do some tenant training based on what we find on how to maintain the house, the lawn, down spout extensions etc We might also order a tree trimming, weed&feed or re-seal the driveway.