Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.

An LLC has no effect negatively or positively on how a full doc lender will calculate your income.

I suspect they are using someone else's identity or hiding something negative from their landlord.It is not uncommon for people to have good credit but still have an eviction or other problems with a previous landlord.

I couldn't find any threads on BP that mention him in a negative light, is he another charlatan?

If someone has to be so aggressive in managing their negative reviews/reputation online, and suppressing other people's speech...very bad sign.Finally, some of my current clients are "refugees" from Karim' program.

Just remember: most negative reviews are written by problematic tenants.

correct, in term of each asset class volatility post interest rate hike, there are two asset class is performing better, I checked nationwide's self storage and indusrial is only negative 50 - 75 bps. 

I toi find that your mindset is what makes the day.Read more and dont listen to negative people.

At current price/rent levels they'd be negative cash flowing a minimum $1000 a month and likely much more.