When they sign there lease, I have an addendum that stipulates the cost of cleaning, repairs and replacement of items so there is no misunderstanding.  

Am I misunderstanding the 50% rule and the application of the $200/unit cashflow rules of thumb?

But your mortgage contingency shows a mortgage amount of $450K.Unless I'm misreading or misunderstanding your post or your documentation, there is NO BANK that will loan over 100% of the purchase price on an investment property package.  

@Marco MorkousI think people really mis understand mentor ship, like someone who is successful will hold your hand 10 hours a week.

The misunderstanding may be on your side.

For you, not sure what market you are in but I imagine a 6 unit will make up for any misunderstanding over a couple thousand.

It sounds like there was a large misunderstanding.  

I’m sure you are misunderstanding something.

I feel like I’m misunderstanding something about the loan ...Unfortunately, the good parts of Newark are out of reach of my the budget I’ve set for my initial dive.

Write up a very nice email explaining that it could be easy to misunderstand the law and then explain how the rent that is due is just postponed not erased.