We're looking to build something unique/contemporary with of course elements of the local area (mountain town).

Lenders typically prefer to offer loans when the property is cash-flowing; if the DSCR is under 1, it might still be possible to get a loan, but expect less favorable terms.Understanding these elements will help you better prepare for securing a DSCR loan, allowing you to leverage your rental properties effectively for further real estate investments. 

And apart from that side, assuming the project goes well, does the cost and profit share elements look fair?

So far, we've pieced along different elements of this (different tax person each year, no LLC to one to now 2 this year, haven't yet used a bookkeeper...)trying to streamline systems and have a solid foundation for our fairly new and growing real estate portfolio. 

This one strikes me as having some devious or less than ethical elements.

My personal rule of thumb for profile age is that if the profile was created before 2015-2016 (when the internet started to get a bit crazy with misinformation ahead of a certain presidential election), I'll generally proceed as long as they're interacting like a normal person (not a bot) and their profile looks otherwise legit.

It provides a detailed “bird’s-eye view” of the property, which is crucial for understanding how the land’s contours and features will interact with the proposed ADU, which can significantly affect both the cost and feasibility of the project.A limited topographic survey goes a step further by providing the vertical elevations of the property.

Gina Watkins my experience is limited to interacting with them over message a little.

I had hired a contractor in the Fall of 2021 to do some proactive repair work, but his "fix" apparently left the roof vulnerable to the elements.

It connects directly to Houfy, but allows for amazing, branded elements.