. $10k in debt does not seem like it is worth filing bankruptcy as you also will have the filing fees to file bk and if you use an attorney it could be another $5k, To me if you can save $10,000 a year then start saving and pay off that debt, as filing bk will hurt your credit wehere paying off these debts will improve your credit.

The key is to pick a lane—focus on improving as an investor, finding great deals, and letting a solid property manager handle the operations.

If you don't know what you are doing there is a greater than 50% chance you are making a big mistake. 

How is DealCheck different from and an improvement over BP Pro?

.: I am not going to express an opinion on whether being on a single platform can improve your ranking because i really d not know and admit you may be right.  

I could put a down payment for a conventional (20-25%) 550k duplex, but I feel it could hurt my chances of buying as many duplexes in a 5 year period (for example) if I go conventional VS an FHA at 3.5%. 

@Dominic Holt , I am happy to review your scenario and suggest changes that could improve your property.

These are not great investments and while the experience is not typical for Memphis, nothing I've read or seen should lead you to believe your experience will improve.  

By the time a property is formally put up for sale in a town that size the locals have know it was going to be sold and had their chance at it.

•Exterior: Landscaping improvements, including tree trimming and shrub removal.