I recognize most accountability groups (exception for the one mentioned above) cost less than $40k (however the cost is annual, versus the mentorship/training is one time), but why is it ok to pay for an accountability group and not a mentorship/training assuming the mentorship/training is decent quality?  

There is no redemption right for the previous owner (or heir) in PA except for Philadelphia county. 

You also can't have any W-2 employees, with the exception of you and your spouse, and maybe business partners that have at least 5% ownership. 

We made an exception, because he said that he was coming into town for a funeral. 

My concern with FL real estate is that if something doesn't change soon, most property will be uninsurable except through excess lines and there is very limited accountability/oversight as to whether or not these over seas insurance agencies even have the funds for payouts. 

I would change the above language about doing your best to keep personal and LLC transactions separate to ABSOLUTELY do that with no exceptions or your LLC is a waste.

Liquidity is needed to close the loan and having lots of additional liquidity may help you to get an exception, but it will not make up for experience or a low FICO entirely. 

All cleaners must go on checkout day and I allow limited exceptions in peak season and weather / emergencies etc. 

To say USA problems are smaller then everywhere else, simply declares ones exceptionally limited scope of worldly travel, knowledge and experience. 

People are confusing the exceptions for having 2 FHA loans at once with the FHA rule for counting rental income.