And I am talking about owner occ conventional loans not commerical or PML or HML for those those of us that do it and take the associated risks we earn every penny LOL

(Turn-Key- meaning, they don’t have to deal with Tenants, Toilets, or Trash)In other words, all they have to do is close on the carefully vetted properties we bring to them.We provide property management, title, attorney and Insurance.We even screen tenants, deal with the various gov’t programs and provide a 3 month rent credit on the HUD.You’d see a firm that believes in keeping all investors continually “in the know” about their investments.And if that’s what you see, you’d be partially correct.But by taking a deeper look, you’d see that we’re much more than that…People choose us based on four main criteria…✅ Relationships✅ Accountability✅ Integrity✅ TransparencyIt’s about operating with integrity to build trusting relationships, being transparent with both successes and failures, and taking ownership through accountability…Focusing on taking care of our greatest asset, which is the people who choose to align with us.We want them to be able to lie down at night and sleep like a babies because they know we have their best interest in mind and always working to proactively solve any issue that may arise.To be 100% hands-off, while enjoying the passive income that hits their bank account every month.Just as sure as the sun rises…To the tune of double-digit net caps WITH equity.We conduct extensive research to know which markets present the biggest opportunities, which reduces risk and maximizes upside.And the best part?

You must be talking about doing an FHA loan every so often.You don't need to use just FHA you can this with conventional owner occupancy loans as well.

Financing is with a conventional loan also only under my name.I was told if I was filing jointly, the limit to where I can write-off expenses and depreciation is somewhere around $170k, but because I am filing as single, I am greatly limited.She recommended a partnership LLC where I will own the property 100% within the LLC, but I need a partner to own at least 1% of the LLC. 

Hi Jill, when it comes to LLCs, you'll typically run into issues using conventional loans as they won't lend on LLCs and want the investment in your personal name.

However, it does demand solid digital marketing expertise to see positive results.

Once my DTI got too high to get conventional loans, I found a great lender who finds creative ways to get me approved for conventional loans.

This scenario is entirely possible and I've done stuff like this before with seller finance (SF) properties I've purchased and then refinanced later.That said, if you have the downpayment now, why not just use conventional financing now?

Bradley, yes it's conventional but again... most lenders will hit you with the 20-25% DP.

I currently own a duplex in Indiana and bought it using a conventional investment loan.