Whether you're curious about cost-effective renovations, navigating building codes, or optimizing a property's layout, feel free to reach out.

With down payments, improvements, commissions, title work, holding costs etc....

What's the location, purchase price, expected Reno cost, ARV, etc.?  

Whether the seller was open to a buyer commission or not, I wouldn't put an additional cost into any personal purchase.  

This allowed me to control renovation costs, streamline operations, and accelerate my investment growth.

If you think you will have it for less than 4 years I would say go with the HELOC because you have less origination costs.

I would say that your QI should be competitively priced, but the lowest price is not always the best. 

Some may have very small thresholds for repair holdbacks on purchases but this is typically limited to make ready items not to exceed $2,500 in costs to cure.

I think it just benefits current owners. our replacement cost variability just went up a lot for the next 4 years.

However what happens when the tenant vacates and now the unit has to be turned over/takes a few months to find a new tenant and during that same period of time the sewer line goes and you get hit with that $15,000 cap ex expense in addition to the vacancy and turn over costs.