Thanks Mark. 

Quote from @Mark Brown: Quote from @Andrew Bosco: Hey @Zach Wagner - here's some resources to get you started.

There are more DSCR lending options at the 6 month mark. 

If you could turn one home worth 120k into two homes worth 200k apiece (albeit with loans on them), you'll be setting yourself for more rental profits and more net worth via appreciation by being in a better area.Maybe jump down to crete where you can get some smaller homes in move condition around that 200k mark and the rents are really strong there and the better area will give you more appreciation over time.   

Check Mark Kohler's credentials cpa, attorney, teaches taxes to CPA's across the nation?.

This marks a departure from the previous multiunit financing requirement of 15-25% down payments for duplexes, triplexes, and four-plexes.This new option presents a great opportunity for individuals looking to invest in multifamily homes while also enjoying the benefits of homeownership.

So 15% down may be needed to hit that mark. 

Some of these HML websites have a "print preapproval" button where you just fill in your desired dollar amount and down payment, and boom here's a PDF.

I don't drink but the local KREE Holiday party had nothing but 4 roses, Woodford, Makers Mark, and bourbon in every Secret Santa gift.

Maybe around the 155-158K mark.