Gifting equity in a house may be more trouble than it is worth if you are not near the life-time exclusion1) Potentially having to get the property appraised everytime an equity is gifted2) Having a title company update the title every time3) Exemption of the gift tax return is normally for cash gifts below the annual gift tax exclusion, you may still need to file if you gift non-cash4) If there is partial ownership over several years, having to properly pro-rate certain items such as real estate taxes, mortgage interest and rental income if the property is a rentalBest of luck 

The removal of the Taxable Value cap and the switch to Non-Homestead millage rates can double, even triple, the property taxes.

There are plenty out there with fair rates and lower fees.

I think most investors want to win on more than just the interest rate.

It was off market, I paid a local bird dog $20k for helping to get it to the close and even including that $20k at market rate it met the 1% rule.Today my underwriting would not have a 1% ratio with 80% LTV as positive cash flow in class C.  

What’s your success rate with mentees?

However, other factors will matter, and the rates of taxation are different for different components of this Step 3 result.

If you house hack a single family residence by renting out  a room or two then you would have no property tax but if you buy a duplex you might have to pro-rate the property tax.  

If I accept the suggested pricing opportunities it could drop my rates by $100 / night in some cases. 

.- in this higher rate market, i find BRRRRs to be challenging because after a high LTV refinance the units have negative cash flow.