Hi Shruti,That sounds like my type of REI investing, feel free to add me to your Network would love to talk shop some time or help in any way.

Those rates would be low in my area by half .I do service work , the clock starts ticking when the truck leaves the shop and doesnt stop until the truck and men return .

While you are figuring it out and/or deploying it over time, US Treasuries and certain CDs are paying 5%...and 4% for certain online savings accounts.

Louis, Memphis, and Birmingham offer a good balance of affordability and rental demand, while online platforms, auctions, and networking with local agents can help you find undervalued properties.

However, if all they offer is general info, I think you can find most of it yourself in Bigger Pockets and other online sources.

My home insurance cost went up significantly and looking to shop-around.

- Each Housing Commission sets their own rent rates, based upon market rents for Class C properties in their area.You should be able to find an online list of S8 rents per bedroom for your area.

I found it researching online after many months.

Have these guys ever heard of Quicken or any of the online personal finance programs available to track spending?

Rates can fluctuate, so shopping around for the best deal is crucial.