Don't pile on risk at 21 y/o. 

You will meet a lot of great people here that will help you on your journey. 

Maybe something along the lines of your insurance company requires the heat to be set at certain temperatures or they won't cover a damage claim etc.This way you are telling her there is nothing you can do it about it.

I have about $300k in equity (based on a BPO performed in July 2023) but no cash.

Life goes on. 

I highly doubt Paces team does anything more than sell you his system.. no way they are vetting potential borrowers of small EM deposits  :)  many beginning wholesalers do wholesaling because they have no money or credit or credit is tarnished etc.. this is ultra high risk en devour to be loaning money like this to people you are meeting on line..

Quote from @Zach Howard: Quote from @Jonathan Greene: If you are looking at properties in the US only on Zillow, and not seeing them in person (I know you are in Hong Kong), this is just an effort in futility because you can't underwrite single-family or small multifamily deals only online.

They will just wait for you to cancel the contract and offer on the listing themselves. 

can you store dumpsters on site?

I just DM’ed you but I’ve househacked a handful of properties on the northwest side of Chicago.