A sub $100k loan amount is in most cases, unprofitable for many nationwide DSCR lenders, hence why you will see very few offering loans under $100k. 

Met wit the seller many times and made an offer.

If you allow this to continue, they will only get worse over time, and your losses will increase.I suggest you hire an attorney.

Owners mistakenly ASSUME all PMCs offer the exact SAME SERVICES and PERFORM those services EXACTLY THE SAME WAY, so price is the only differentiator – so, they often select the first PMC they call or that calls them back!

I would love to hear from any lenders that can offer assistance with a loan to consolidate this debt (~100k).

Any lender licensee or realtor licensee cannot suggest to treat people differently and they can never do it in real life.

CMG now offers that in Texas and i jumped all over it.

I’m particularly interested in methods that have worked well for you in terms of finding deals that aren’t listed on the MLS.Thanks in advance for your insights and suggestions!

.: Application/Screen every tenantIMO I wouldn't allow pets since it wasn't leased with petsOtherwise a non refundable pet feeI would charge at minimum 350 upfront per pet or not allow them at allThe Realtor who sold me the property and helps me find tenants, suggested $500 nonrefundable deposit for 2 cats and $25 a month each.  

If it is not legal, you will struggle to have the tenants pay their own utilities and will likely need to offer this as an all utilities included deal.