So, i guess to your point its a matter of preference in regards to working with a buyer or negotiating a wholesale contract.A wholesaler buyer will understand the value of a wholesale deal much more quickly than a home seller or buyer who wants to maximize the amount of money they retain. 

Quote from @JD Martin: In general I agree with the premise of your post, and think that most new investors would be wise to follow your maxim. 

Aside from this any recommendation about groups that  should join or actively participate to maximize my reach?

The issue I personally see is that we (Realtors) meet with sellers, show the data, and sellers tell us "Yeah, but the market is hot, so we want to maximize our profit, let's go $50-75K over your suggested price and see what happens.

HI Elias,You can always start off by house hacking meaning you live in one UNIT or ROOM and renting out the other vacant units/rooms to offset your monthly mortgage payment.There are several ways to run and make sure you are maximizing your rental income while keeping your living expense as low as possible.

We are looking for financial advice to look into our stuff and help us better decide which mortgages to pay off or how maximize the returns on our funds and give us sound financial advice.

But here's the key: it doesn't have to be a full, high-end renovation to make a big impact.Tips to maximize ROI on a kitchen remodel:Focus on cosmetic upgrades: refinish or paint cabinets, add modern hardware, replace countertops with affordable yet attractive materials like quartz.Upgrade appliances to energy-efficient models if needed, but don’t over-splurge on luxury brands.Install new lighting fixtures and update backsplashes for a fresh, modern look.Typically, a well-executed kitchen remodel offers a strong return on investment, usually 70-80%, sometimes more depending on the market.If you're thinking about financing for your flip or want more specific ideas on where to spend wisely, I will be happy to help.Regards,Drago

How can we keep our DTI low and maximizing our buying power?

I'm particularly interested in short-term rentals and strategies to maximize cash flow and ROI.

Avoid high sale price homes regardless of SFR or 2-4 units rentals if they do not maximize cash flow.