They do tend to be slightly higher, but that doesn't mean your deal won't work.

Doesn't matter as AR is not a community property state.Yes, you need to register it in CA. 

So the buyer doesn't put much down and just pays the closing costs.I have a seller who is willing to do this, but what about the bank?

These are cheap properties, probably in sketch locations (since that's where cheap properties are) so even a huge increase in appreciation % doesn't translate to a huge change in absolute value.

The problem with that is this:- It just doesn't make economical or practical sense for the newest housing to be the cheapest. 

Since this program doesn't require reserves, your cash can go further.Let's connect. 

If she doesn't, evict him.

Most lenders (they are not a lender, rather a broker) doesn't have fees of this kind.

All brokers and lenders get paid for their work so 0 origination means they are increasing the rate instead of being paid at closing which doesn't usually make sense as far as the total cost of the loan. 

You may decide not to deliver a legal notice right away depending on the violation, but when you know you are dealing with a problem tenant, go straight to the legal notice requirements, and if the tenant still doesn't comply, evict.