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@Mitch Davidson Do you have a realtor in the area that you would recommend?

With your experience, would you recommend buying a home now at a higher interest rate with a $100K price reduction in a buyer's market, or waiting 6 months for lower interest rates and the potential return of bidding wars?

I would recommend just contacting them and be as open as you were here and have a discussion on what transpired, why and where any confusion came in from either side. 

If you plan on doing 20% down, I would just recommend going with a traditional conventional loan...

I have title and insurance companies I can recommend to you as well! 

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

Are there any towns in MA or NH that you can recommend that would have a better cash flow and appreciation?

If applying requires more than two brain cells and one minute of their time, you'll eliminate a lot of the lookers.I recommend a syndication software.

Normally, I would suggest that you simply form the Series LLC, but since you are posting from California I would have another strategy I would recommend.