If you really want this place, maybe you have enough to put down so that it produces income from day one.  

I'm sorry that you're having trouble, if there is anything we can do to help please send me an email or a note through BiggerPockets.

It currently cash flows $175 per month and I have had no trouble renting it. 

The property is only $60k and makes more than enough in rental to pay mortgage + profit.....I have plenty for DP, but it's not worth getting all that money together and paying cash.....Anybody know another way to get financing for a troubled condo....???

I think you're going to continue having trouble find "great" multi-family deals via the MLS only.

The 4k I save could go in to those systems; but saving to produce a subpar product is not something I am willing to do; you've got a good point the more seasoning I have the better deal I can negotiate on both ends.

We started buying and renovating income producing buy and hold/wholesale properties as well as flips back in 2000.  

You need to identify and correct those reasons that you got into credit trouble in the first place, and get your own financial house in order first.

Would you go to the trouble to remove the bedroom floor to patch in the living room?    

You gotta look down the road but don't create trouble you may never encounter.