As for HOAs, they aren't cheap but they reduce your insurance costs, and assuming you have a good association they take care of capital and maintenance costs, so it's not like the money is thrown away--you're basically just outsourcing certain expenses via that means.

As @Joe Villeneuve says, if you are not sure where you are heading, making decisions is difficult.

There are several reasons, actually:Article 16 of the National Association of Realtor's Code of Ethics and Standards of Practice prevents us from soliciting business from another realtor.

I'm currently doing 3 sandwich lease options and havent had issues, but I jumped in head first by learning from YouTube videos because I so desperately want to get involved with real estate investing in anyway possible.

I'm currently doing 3 sandwich lease options and havent had issues, but I jumped in head first by learning from YouTube videos because I so desperately want to get involved with real estate investing in anyway possible.

This is in part due to low appraisals often associated with refinance and in part due to the relatively low LTV on investor refinances.Here is why San Diego is a great BRRRR location:The rehabs have a high rate of return. 

You hit the nail on the head with “no such thing as one size fits all”.

@Ryan Murdock - I think it was in an earlier post about this same problem and your name stuck in my head lol, I am pretty sure you had a few comments in there :) You are spot on about making it being the 16th for the late fee.

From my understanding of the words, "private" is with someone you personally know and have a relationship with such as friend, family member, associate, etc.

Over the long 20+ year pull with dividends reinvested an SP 500 index fund will return ABOUT 10% so when I see things at least in the low teens I usually start nodding my head.