My debt to income is outstanding and my credit is good but having actual cash on hand is my issue.

I could be wrong, but as a primary source of funding it doesn't sound feasible.Also note that even if they charge zero interest for a time, most cards will still require you to pay down the principle balance at a pace of 1.25% per month (so if you have $10,000 outstanding, you have to make a monthly payment of $125).

I think he now has two loans because you say he had $100K of equity and a $300K value, implying there is an outstanding $200K balance loan. 

@Jason BilbreyYes you can do so assuming that you have not had any outstanding loan under each plan for the prior 12 months (because of the multiple loan rules).

The ROI on the improvements sound outstanding.

Outstanding amenities include spacious walk-in closets, granite countertops, stylish carpentry and trim all throughout, green common areas, simplicity and comfort at its best.

They are: verifiable income of $5,550 per month, good reference for previous housing history, pass credit check over 650, no outstanding past due obligations, no recent (10 years) bankruptcies, a clean criminal record, and no previous evictions."

The hardwood floors are outstanding.

If the BK plan was followed, then the debits are "Discharged" which means the creditor is considered paid in full and no longer can collect any outstanding balances.A personal BK is either a Chapter 7 or Chapter 13.

I recall performing a due diligence to verify the debtor actually owned the property, and I don’t recall myself or the attorney locating any outstanding liens or loans.