title insurance is like any other insurance you only need it when you acutally need it.I have a access claim going now 3 years probably 50k minimum title company has spent ..just the cost of doing business.Only time i would consider not buying it is say a tax sale or other very cheapo type properties that i had no intention of borrowing against or reselling.. buy and hold forever and then dispose of when done.

You are on right path to rent out other room, and to make improvements to your current home.

However, housing WHERE you want it, HOW you want it, and at a price YOU want to pay, well that's goes far beyond a "right".There have been many many solutions presented to improve housing affordability, like revamping our asinine building codes, reducing the cost of litigation, rewriting insanely punitive legislation such as the CRLTO, providing tax credits or reducing taxes, and increasing subsidies while reducing the red-tape associated with using those subsidies.

Have a big reserve on hand for tenant improvements when current retail tenants blow out.

One day, local municipalities might win the battle to gain access to airbnb data (hosts names, addresses and listing) to get their hands on some of the money.

Those guys usually claim to have access to billions$.

The tenants will use a card to pay, the third party will collect the payments and payout 50% of the gross income to the landlord.There third party will pay landlord $250 in decorating costs and require landlord to make the laundry room accessible to tenants between the hours 0700-2200. 

I don't have access to my contract signed with this owner as when I quit my docusign was taken away.1) Can I request all PM agreements I signed be sent to me2) Who is liable..PM or owner?

. $4200 - 1200 - 700 = 2300/mo cash to improve the property or pay down the loan.

My credit score is improving, but not the greatest.