I would include a water/sewage/garbage bill to your numbers.If you have the means, try putting down 5% and doing a conventional loan with a smaller PMI payment.

I would remove the garbage disposal for sure.

But all the work we put into filtering thru garbage houses to find a deal we can work a good profit from goes out the window when we miss deals because we got greedy.I come up with my MPP and depending, who the owner is, (bank/HUD/FM/Private) and the activity on the property I determine how close I want to start to my MPP.We can play around a bit more on dead properties than we can active ones.

With a management team in place, I'll set up a non-profit organization that helps third world countries repurpose their garbage and greatly improve their living conditions.

And this is assuming you're not paying any utilities, water, sewer, garbage, or common expenses like landscaping. 

promotional garbage.

Also their zestimate is total garbage so don't take that into consideration at all.

This Tenant, in years prior to my purchasing the property, without permission from the previous owner has done at least the following:Added a Swingset for his daughter who used to live thereBuilt a extremely not up to code shed attached to the back of the building which looks terrible.Completely took over all of the interior common space and back porch with his stuffBrought a Cat into the propertyParked an extremely dilapidated boat which has been used as a garbage container in the past, on a trailer with flat tires in the yardWired a power line into his fuse box to run a line to the enclosed back porchAnd the last I know of, but by far the most entertaining, wired a power line from his fuse box into the common space, and back into his bathroom to power his... 

But I would expect the City will charge you for the garbage removal if you rent out a single-family residence.

Check for garbage and old food.