The combination of Jason’s strategic real estate analysis paired with cost segregation makes for a powerful tool.

The other thoughts are well-formulated and run the spectrum of what I'm familiar with, from "Zillow contributed to a bubble and now they're trying to avoid paying the piper" to "this is just normal winter cool-off." 

Inflation today, as measured by the CPI as formulated in 1980 is a tad over 15%.

I am also a live in landlord there.I am not a seasoned investor,but I am exploring other investment opportunities in the mean time I am just strategizing to optimize my profit when I sell.

Think strategically by block and not by house.  

Paid some debt down, but paid cash for strategic land locations for potential growth or resale.  

I want to take the next step and keep educating myself for the next few months before any strategic action is taken.

Fannie Mae has a guideline that if the Authorized user account has a significant impact on the credit profile (i.e that is where your score is coming from) then it requires Lender to either make the case that it isnt or proceed with non traditional credit (4 utilities paid over 12 months).In terms of building  your credit score,  I would be strategic about building out a more complete profile.Installment credit- Self Lender, experian boost or a secured loan are great for this.

Take that time to educate yourself & formulate a plan.

I'm not looking to get rich, just looking to be more strategic and get a better return than the stock market.