I spoke to a few appraisers in my area and some just count the JADU/ADU as square footage to the main house (if its attached).

If not....I have paid rent, but only 2 years: 2016 (IF you count the months I subletted it for) and 2013. 

They have no down payment, no skin in the game, so what you're looking to do is hold a note for people with no money down, counting on them to maintain the house as it should be maintained, and giving them an interest in the house such that if/when they quit paying you have to foreclose.

You can easily hack a single family, but you need to increase the bedroom count to make the property income better.

Rich I have flown up and down the Pacific coastline several dozen times and can count on one hand the instances that the Oregon and Washington state coastlines were visible, i.e., not covered by clouds.I would definitely consider a summer home in this region, as the Pacific Northwest has some breathtaking days in the summer.

Would I be able to count GOLD assets that I have towards this reserve. 2.

Use the marshal and and remember to count your days to quit properly or the housing clerk may make you restart even if the tenant doesn't pick up on it.

You're really counting on them to fund and you don't want them pulling a fast one right before closing and jeopardizing your earnest money.Also, is it one loan officer who's going to oversee the whole process?

At the least, you should count on some amount of vacancy, the PM's fees to fill a vacancy, and some maintenance.2) You will continue to have to file a CO tax return and pay CO income tax.

I have seen a few cases here that ended up with a Count 1, and a Count 2, on the same case.