They have better tax treatment than notes and will provide you with a solid base.

You want special treatment?

With 10k really not being much money, I do see it benefitting hard money lenders in that a seasoned hard money lender cancer deals and use someone else's money to lend to a flipper.

I was impressed with the income and his treatment of his current landlord.

If you are interested in RE industry, you need to familiarize yourself of specific terminologies like buy & hold, flipping, RE professional, wholesaling and lender, of which each has different accounting treatment.

Life insurance also has protections for divorce, bankruptcy, and taxes while you are alive, and there are living benefits if you are to become disabled, or get cancer, or lose a limb.  

The deposit was sufficient for covering the unpaid rent, the flea treatment, and the minor issues she was responsible for.

I told her how I was homeless as a kid and she told me all about how cancer has tore through her family.

It can be multi-10K or just medical treatment bill that someone has to pay.

Or when there's an effective treatment?