Each choice you make is a risk that you will not recoup the money spent, but there is also a risk that you will leave money on the table if you under improve.

You've really only got three choices: equity, debt, or a mix of both.

If you watch the news, nurses are being made to make a choice about the Vx.

If you can use hard money to fund your deal, that would be my first choice.

That is the whole idea of self-directed investing- that you are able to make choices that are not available with typical IRAs and 401ks, but it is up to you to make good choices based on your situation and goals.As for fraud, I believe most of this has to do with the investments that can be made with a self-directed account that are simply not possible with a typically-restrictive IRA or 401k.

$500K property,2 mortgage options:Option 1: Rate 3.375% with 25% down payment. Option 2: Rate 2.75 with 30% down payment. Which one would you choose, and why?

Many times this penalty can go up to many millions of dollars.Now let’s get back to what is the better choice, to refinance or sell a property.

As a trust company, we administer lots of Title Holding Trusts (Land Trusts) and I can tell you that an assignment of a beneficial interest in a Title Holding Trust (Land Trust) in most jurisdictions is considered to be a conveyance of title just like you recorded a deed. 

Someone who looks like they don't have the change to ride a bus or appear to be so stupid they failed 2nd grade is not very likely to have anything for rent (and if they did it would be not be the smart choice for someone to rent from them).Gail

The advantage of such a lease is that it is relatively easy for both sides to terminate this (perhaps this tenant is looking to buy and does not want to get locked into another year lease).If this tenant is a pain in a low spot the month to month tenancy is often a good choice.