And I’m purchasing my 1st house as my own buyers agent.I’ve managed to get the sales contract done and the seller accepted. 

They are new, but get the ones that are sent back from a delivery - for instance a new stove and when the buyer sees a scratch they send it back.

The building next to my rental is in fine shape and he wants to sell in the spring without a realtor representing him.  I will have a realtor. He says he is calling the people who have expressed interest in the past. ...

Hello everyone,Please any advice on a first time home buyer in St.

I am generally a cash buyer, so you are right in that I did not take into account the value of leveraged money over time on an asset, which can be very significant (and why a mortgage makes sense for most people, assuming its reasonable - you get to use fixed dollars on an inflationary item).  

Do I include my fee in the price I market to buyer?

Terms of financing are:Purchase Price: $31,500 Down Payment: $1,575 Monthly Interest Only payments of $149.63 for 36 months Balloon of $29,925 due in 3 years(Side note: is a good deal for a buyer? 

@Heather Wingenbach While going fsbo Seems like she might save money, it’s generally not so.  80-90% of the buyers out there will never know the property is for sale.  

@Richard Goore This is a good topic...I do these pretty routinely from the buyer side.

If you only need the funds for attorney's fees, it would be easier to get a signature loan from a bank or a loan on property or automobiles you own.