Call a septic company and they will come with their truck, dig down so they can pop the top off, pump it out, and inspect it for you.If you've had contractors in the house, I wouldn't be surprised that things that shouldn't have been flushed were flushed.

I guess it’s verte two years later than neverBased on my “research” that includes YouTube videos and chat GPT this is done via a trust, in which the lender is the beneficiary and the borrower is the trustor and the title company or lawyer is the trustee.

Would the company in discussion here know how to do this?

We often find around here that "wood' trim from the early 90's is plastic fake wood.

Back to my question, does anyone have recommendations on where to go, or companies to look into?

As far as I know neither of these are a necessarily deal breakers but just means we need to have really good logs to back this up in case of an audit.4) I have a management company handling the scheduling of guests, cleanings after guest leaves, and check-in/check-out duties.

Zander,If you have time reach out to 3 Bell Capital in California its a company that does multiple things. 

Some companies put additional requirements on loans on top of the minimum requirement from the feds. 

Aware of a similar company in New Jersey?

Quote from @Faisal Zaman: Contact the payment processing company and see if you can contest the reversal.