So, in two years you really need that college fund, that's not a problem really, part of your note can be paid in a lump sum when it's needed.Much of risks and headaches have changed today, loans are set over to loan servicers who send you your money, you don't do collections or any administration of the loan anymore.You know your property better than any lender ever could, it's still your collateral and there are investors who can buy your note so you never have to be concerned about the property.Chad is right, it's about solving their problem.

And if you do get an institution to finally complete the refi, it could be a 2 to 3 month painful process.Be careful. 

I'm hoping to leverage the cumulative knowledge and expertise of this community to forego some of that pain when it comes to buy and hold.I'm just a normal guy with a full time job and a dream to achieve financial independence.

@Ezechaelle Norris- We feel your pain.

Maybe Rose Hill bank, CU of America might be someone to check into.Your Intrust, Fidelity, Commerce, BofA etc are all probably going to be a pain to deal with as far as paperwork and fees and they are also a bit more conservative.  

Essentially anyone can be an administrator, and their main function is to perform administrative functions only.

I wonder if the publicity from the real estate guys is causing them some growing pains?

I think I'll actually learn from some of the pain felt by those who have come before me instead of learning the hard way (my usual preference ;P). 

Can you buy Probate property when there is no Will and the Administrator is handling the estate?

The sad truth is that ordinary Greeks are in for a huge amount of suffering and pain in the next 5 years, whatever option they take.