I just recently partnered with a lender who has agreed (after much convincing on my part) to offer 100% financing to wholesalers to be able to close on their deals.

Here are the basic steps I take to estimate a rehab at a high level for the purpose of making offers:1.

You don't need to "soften the blow" by offering them more free utilities.

It’s important to carefully analyze the numbers to ensure you’re getting a good return on investment.Appreciation: Tallahassee has seen steady appreciation, but it's not as fast-growing as some other Florida markets like Tampa or Orlando.Alternatives NearbyIf you’re finding Tallahassee a bit pricey, consider looking at other nearby markets that might offer better value:Alabama: Cities like Birmingham and Huntsville are close by and can offer more affordable purchase prices with strong rental demand and high ROI potential.

Most tenants take me up on the offer and I would much rather pay a few dollars extra per year per tenant than have a tenant at risk of death - especially carbon monoxide poisoning. 

I cannot attest if this is considered a "self settled spendthrift trust" or not, I just know its a Delaware statutory trust; and apparently it offers asset protection (although I haven't been tested, knock on wood.)

Quontic Bank offers bank statement loans with up to 90% LTV. 

Sit down with a few loan officers and see what they have to offer. 

You are going to privately lend an investor on this deal and you will offer them 85%/100% at 10.99%. 

Additionally, I offer my clients my experience as an investor as well as my network in order to help them accomplish their goals.