If so, how would I establish that I'm purchasing a property as an investor if not via some sort of business entity. 

However, a corporation cannot be established for the mere purpose of lending money in excess of the 6% limit.

A mortgage broker already has established relationships with multiple lending institutions and can take your information one time from you and know who to pair you up with. 

Im 18 and still establishing my credit right now so there is still time i think before i can make my first purchase.

The package needed at least three board members to sign off before approving the loan that would refinance my debt and establish a new line of credit against 2 of my properties, with the potential to refinance more of them in the future.Well, it received three signatures.

In any case, I have done this where the interest rate was bought down (PPD interest), another where the purchase price was reduced (requires a new Amend/Extend to the CBS contract), another where the buyer needed to repair the roof and paint the exterior, but did not want to come out of pocket, so a repair escrow account was established for this purpose.

Now starting in 2014 you can go with a broker that is inexperienced in Qualified Mortgages, or an experienced, established lender.

I would venture to say it's already being done so that may be the way to go and get a discount from an already established warehouse, worth looking into none the less.

Two established Universities and a very educated workforce.

But I do know quite a bit about establishing a brand - and my guess is that your brand is a big zero in your market.