I would not say I am an expert in this space, however, I am an expert in this space, I have been apart of hundreds of renovations involving these loan products, all delivered and successful  Its not easy and they are tough, the great thing I got from your response, is that next time you will be better prepared, so I commend you sir, great job and great will to tough through the first one, even with huge barriers that you confronted, next time you will be that much more prepared and educated to tackle a more complex project.

Great work sir.

Well done, sir.

Thank you, sir.

Good luck you sir. 

Enjoy your birthday sir.

Thank you, sir!

Yes sir, good luck, you came to the right place for advice, BP I mean ;)

I like the Rule mentioned in Tony Robbins Book Mastering Money when he interviewed one of the greatest investors of all times,Sir John Templeton... 

A celebratory toast of Napa Valley wine to you, sir.