They are just a technology provider.

You can also go down to the assessor's office, type in the address or apn, and view the title history (take a smart phone and just take pictures of the computer screen).  

Please for the sake of the light heartedness don't come in here saying you just want to take care of your family or replace your income and that's enough or that you reinvested cause that's smart.

In that time, I have worked with clients in over a dozen different industries, and with many of the major technology companies in this area, including Intuit software.  

I think the smart people are actually selling right now to cash out so I think there might be as much risk right now as there was before??? 

And since you are smart and live well below your means, you can pay off the line of credit if an emergency arises.Lets say that you can in fact purchase 1 property every year for 5 years with 20k down.

My only failure was due to the technology crash back at the turn of the century and was miniscule at $25K.

Real smart.

Also from the partnership point of view especially for a long-term ahead, I want to make smart decisions now so I don't regret later:))I would appreciate your input on cons and pros - I need to decide quickly which is the proper way to go!

While smart on FHA's part, made it a lot more difficult for buyers/borrowers using FHA's program to purchase in higher cost markets since the rent to price ratio typically needs to be at .90% or higher (approx) to make this SS rule fly.Freddie Mac Home possible is another program that is promising to lift this requirement and still offer a very competitive low down payment of 5% for 2-4 unit properties.There are a few stipulations and an income restriction for the borrower to qualify, but in most metro  areas  there are no income limits in a predominant area of the city.