It's a dangerous game IF the market heads south and scares most out of town folks like @Christina Linn and @David Cardoso.

I just thought I would get some opinions on the dangers of going with the 10 or 15 year as opposed to the 5 or 7.

and manage hundreds of units to generate the same income that you will achieve with far less stress, far less risk, and far fewer pins juggled in the air.Remember, one paid off house cash flowing $300 per month produces the same income as three mortgaged homes that throw off $100/month. 

This is always a dangerous approach, because you can't accurately predict what someone else will pay to have repairs done. 10.

Buying in Victoria (decent population but not growing) seems like it could be dangerous?

And don't forget about the "danger zone" that was Dowd Street / Gray Street. 

You are likely to get some, in my opinion, but I see that as dangerous.

Also, for every pet in the home, "you should expect to get 30 fewer days of performance from your air filter" - which adds stress to the system with lack of compliance. 

Hi @Matt Michaelson for four or fewer units in Easton area, we typically find Berkshire Hathaway Guard, State Auto and Philadelphia Contributionship to be competitive for our clients. 

You can definitely reduce your management headaches to fewer bank accounts and probably fewer entities.