An easy to use online portal to check up on your earnings and other information.

Cash to go to school, paid for school (earned by you) and a wicked work ethic. 

However, your flip needs to have enough earning potential to cover the HML's high points (fee) they charge at closing and gets rolled into the loan (3-4% of total loaned amount). 3) I did my last flip with putting a conventional 30 yr fixed and paid the down payment and reno costs in cash/LOC.

Probably just another $200 if they cover the extra mortgage payment. 

It may sound nice to pay a 5% management fee but the extra fees can add up to be more than the other company that charges 10% with no add-on fees.

Not sure if it would be more valuable to add an extra bathroom and sacrifice a bedroom.

Like I said 2005 ...it may appear lenders have loosened up standards but that is not reality in the mortgage market when you actually try to get one.I am a Mortgage banker and keep pretty close tabs on whats happening.. also i build new construction and sell retail so .. i just look at a sampling of the latest community i built and sold this year... 23 homes sold in 4 months..  3 for cash  1 VA  ( we accpet VA many builders dont but my wife and I respect our veterans and we go the extra mile to put them in one of our homes).. 4 FHA the rest conventional.in years past there would be no cash sales.. and literally all of them would be minimum down and conventional would be rare. 

@Matthew T.To fund any kind of retirement plan, you need earned (active) income.

That's an example but something in the middle ground that works for both of you.I'm a bit non-plussed with some of the large multi-family syndicators who like to talk about how they can force rents up for lower income people and in almost the same breath talk about how they help the same people with their charity...I think, like everything else there is a productive middle-ground where you can earn good returns and not force people into bad situations.

Do your homework and be sure you can actually get that extra 150 in rent .