If the tenant is not home, we slide the packet under the door. 

So the tenant calls me and said her sliding door needed repairs, I had not walked through that apartment since I took over the purchase due to tenant never home.

The change in direction comes in light of the fact that we can no longer turn a cash profit in our area without putting more than a 20% downpayment (will take longer to acquire subsequent properties and will generate smaller returns given the price appreciation).

Two months later and after $7,000 spent on ripping out carpet, refinish the floors, adding a sliding glass door in the bathroom, enclosing the third bedroom, and relocating the new electric water heater, the home was ready to rent.Lesson #3: Historical rents do not imply market rents.

,- There's a massive exposed wall on the second floor where the sliding glass door fell in and the frame around it is rotted,- There's black mold growing all over and probably wood rot considering the weather exposure, - The previous owner installed sliding glass doors instead of windows on the second floor that lead nowhere,- The subfloor in the kitchen has massive holes in it and it's hard to walk and stand there,- All the flooring needs to be redone,- The entire ceiling, drywall and insulation, has come down in the upstairs living room exposing the rafters and the sky at the holes,- There's many random holes in the drywall all over the house,- The garage has three layers of jerry-rigged windows.

After completing my first construction project, how can I collaborate with the bank to leverage funds for subsequent builds?

I was stuck in the mindset that allowing things to slide will cause more things to slide in the long run.

I have been paying the subsequent taxes.

With time going on and subsequent taxes being paid, I have raised that average unrealized return to about 18%. 

Do you know where we can download an Affidavit for Subsequent Payment Form for the State of New Jersey Tax Lien Payment(s)?