A few points: Per the Fannie may guidelines for the “delayed financing exception”, you can borrow up to 75% LTV, OR your initial purchase price (this can include closing costs), whichever is LOWERLots of people have had success with including rehab costs on their HUD / closing statements, so that the second part of the above guideline isn't the limiting factor, enabling a BRRRR-type strategy without having to wait the full 6 month seasoning period.

Other than that, find the person or company that has what you're looking for whether it's something like 1-4 unit, no income verification, 25% down, score down to 650 on a property that's stabilized with short seasoning or just a long term funding solution on a single family after the renovation is complete.  

Especially as a newbie.Only well seasoned investors should ever do this. 

I just wasn't sure on what the more seasoned investors thought about where to tap into funds for the 25% down and if there were any advantages or disadvantages to one or the other. 

The seasoning period doesn't have to do with how you purchased the property.

There are ways to get someone in there for the off season.

Thanks for the recommendations, my head has been buried in the sand for a bit this tax season so I haven't been on here as much. 

Keep in mind that many lenders require a seasoning period (the most common period is 3-6 months). 

With it being in the middle of tax season, I figured now would be a great time to ask since it seems like relationships with CPAs are either fantastic or awful at this point of the year.

So one red flag I do see in your analysis is zero seasoning period.